Kedo Path To Homeownership Program

The Kedo Path To Homeownership Program has a number of benefits designed to help you to transition to homeownership.

A few of the benefits are:

  • Easy to qualify – all we require is two forms of ID and two months of bank statements as proof of income
  • You have a low option deposit – as little as $2,000
  • We can have you approved in as little as 3 days.
  • We work with bad credit
  • You have the option to purchase without the obligation to do so. If you decide for some reason that you would like to cancel your contract you simply give us 30 days notice and you have no further obligations.
  • Unlike traditional rent to own programs, we do not require that you obtain financing within 1-3 years. You have the flexibility to take as long as you need and the terms of your agreement do not change over time.
  • We can provide you with resources to help improve your credit in order to obtain traditional financing.
  • Not only does your option deposit apply 100% to the purchase of the home but we also give you an additional credit of 6% of the sales price of the house when you decide to exercise your option to purchase.
  • Fixed Rental Rate – Make rent increases a thing of the past! Your Rental rate, which is based on today's rent, will never increase.
  • Fixed Option Purchase Price – Avoid rising prices! Lock in your home at today's price. While you rent at today's rental rate you have the option to purchase your home at the fixed Purchase Price, which will never increase.


Q: Do you charge any additional fees when I decide to exercise my option to purchase?

A: No, we do not charge any fees. You would only be required to pay any county recording fees and government transfer fees if they apply. We also recommend that you purchase title insurance, but it is not required. If you are getting a loan, the new lender may require you to pay a number of additional fees, but this could be a good option for you depending upon the interest rate the lender offers you.

Q. If I decide to move or I don't make my rental payments, what happens to the Option Fee payment?

A: The Option Fee payment is for the option to buy the property at a fixed price. If you choose not to exercise this right or fail to make your rental payments, the Option Fee is forfeited.

Q. Who is responsible for taxes, insurance, and maintenance?

A. You are responsible for all taxes, insurance, and maintenance.

Q: Am I limited to the properties listed on your website?

A: Yes. Although we may not have a property that fits your needs at the moment, we are always adding new properties to our offerings, so please check back frequently.

Q: With your program, do I have the same restrictions as a renter?

A: No. However, certain neighborhoods may have restrictions that you may have to follow, and there are some very specific restrictions in the contract. As for painting, improvements, pet ownership and the like, you have the freedom to do as you wish.